As someone who's really good with excel (It's my job to be), and is totally okay with using other people's work as a starting point, I've yet to see any form of excel budgeting that replicates even have of the functionality that I've gotten from the YNAB software. All files are original. Download3K does not repack or modify downloads in any way. Check SHA1 and MD5 for confirmation.
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Updated: April 16, 2018
You are about to download the YNAB 5.0.8 apk file for Android 5.0 and up (free finance app): Our award-winning apps + our proven method deliver total control of your money ...
Please note that the YNAB apk file v5.0.8 here is the free and original apk file obtained from the official Google Play server. It DOES NOT contain any mod, cheat, crack or unlimited gold patch. You could read more about the ynab app or choose a server to download the apk file.
YNAB version 5.0.8 Release Notes >
- We tweaked a few little things behind-the-scenes to keep your budget ticking along smoothly.
APK File Size & Checksum >
• APK File: com.youneedabudget.evergreen.app-5.0.8-APK4Fun.com.apk
• Requires: Android 5.0 and up
• File Size: 17799926 bytes (16.98 MB)
• MD5: 5a866f5b52e50e43df8901a7d769a0cd
• SHA1: fb291bd026fe8a654c4b908d7c18690dc4512889
YNAB v5.0.8 App Permissions >
• Precise Location (GPS And Network-based)
• Read The Contents Of Your USB Storage
• View Network Connections
• Full Network Access
• Run At Startup
• Prevent Device From Sleeping
More About YNAB 5.0.8 apk >
YNAB (com.youneedabudget.evergreen.app) is a free and useful Finance app published by YouNeedABudget.com: YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, ... Read more >
After you get the YNAB 5.0.8 apk file, move it to your Android phone's SD card and then use your file manager to find, install & enjoy it.
Other apk files for YNAB (Version History)
There is a newer version of YNAB available. Get the latest apk file now:
- YNAB 6.5.3 APK (Updated: August 28, 2019)
- YNAB 6.4.1 APK (Updated: July 29, 2019)
- YNAB 6.3.1 APK (Updated: July 1, 2019)
- YNAB 6.2.5 APK (Updated: June 28, 2019)
- YNAB 6.2.4 APK (Updated: June 21, 2019)
- YNAB 6.0.1 APK (Updated: March 7, 2019)
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I see a lot of success stories here and I thought I'd share my not-so-successful story.
I discovered YNAB back in October. I was unemployed and have never really been great about setting up a budget or tracking my spending. I dove right in and read everything, watched all the videos, participated on this subreddit, etc. I really feel like I know the software inside and out and I really enjoy using it.
I got a job finally in February that pays enough to cover living expenses and allows me to slowly pay off debt.
I only make about $1500 a month right now. I'm spending almost a 3rd of my income on these two categories. The red bar is eating out. The orange bar is alcohol. Notice my spending in these categories took a big dip in January? I had literally no money. I got the job right in the nick of time. Things could have gotten real bad for me.
As soon as I started making money, I continued my old bad habits. The only difference YNAB made was I knew exactly how stupid I was being instead of only having a general idea, and I knew when to stop so I didn't put myself over the edge. I've been skirting the edge for months now. There has been a downward trend in my poor spending choices the past few months and I am in a pretty good mindset to continue that, but I have to be relentless with myself. All it takes is one night of weakness to go out and blow over $100 at the bar.
The point is, when I started YNAB I thought it was going to solve my problems. I read all the success stories and thought 'If only I knew exactly where my money was going, if I'm more aware, I'll make better decisions.' This obviously isn't the case.
If you have spending problems, it's not because you don't have a budget. It's because you have bad habits you need to break. Starting YNAB is the perfect first step because awareness is crucial, but it's only the first step and it's probably the easiest. I actually enjoy using it. I don't enjoy cutting my spending where it needs to be cut. That's step two and it's the most difficult.
Edit: I don't think I really need any advice. It's pretty obvious what I need to do personally. I'm mostly just letting myself serve as a warning to others who think YNAB is going to be a magic pill. It isn't. You need to be prepared to make changes in your life. YNAB will highlight what those changes are exactly.